Terms and Conditions

1. Acceptance of Terms

Welcome to the Abiodun Community Health Initiative (ACHI) website. By accessing or using our website, services, or making a donation, you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, please do not use our website or services.

ACHI is a registered nonprofit organization in Nigeria (Registration No: CAC/IT/NO 123456). These terms constitute a legally binding agreement between you and ACHI regarding your use of our website and services.

Important: By using our website, you confirm that you are at least 18 years old or have parental/guardian consent to use our services. If you are making a donation, you confirm that you have the legal right to use the payment method provided.

2. Donations and Payments

2.1 Donation Processing

All donations are processed through secure third-party payment gateways including Paystack and Flutterwave. By making a donation, you agree to the terms and conditions of these payment processors. ACHI does not store your payment information on our servers.

2.2 Currency and Amounts

Donations can be made in Nigerian Naira (NGN) or US Dollars (USD). The exchange rate for USD donations is determined at the time of transaction by our payment processors. All donations are final and non-refundable except as provided in our refund policy.

2.3 Recurring Donations

When you set up a recurring donation (monthly or annual), you authorize ACHI to charge your selected payment method on a recurring basis until you cancel. You may cancel your recurring donation at any time by:

  • Logging into your donor account and managing your subscriptions
  • Contacting us at donations@abiodunchi.org
  • Calling our office at +234 (0) 123 456 7890

Cancellation requests must be received at least 5 business days before the next scheduled payment to avoid processing.

2.4 Tax Deductibility

ACHI is a registered nonprofit organization. Donations may be tax-deductible in Nigeria and other jurisdictions. You will receive a receipt for all donations via email. It is your responsibility to consult with a tax professional regarding the deductibility of your donation.

3. Refund Policy

ACHI takes the handling of donations seriously. If you believe an error has occurred with your donation, please contact us immediately.

3.1 Erroneous Donations

If you accidentally make a duplicate donation or enter an incorrect amount, please notify us within 14 days. We will review the transaction and issue a refund if verified. Refunds will be processed using the original payment method.

3.2 Fraudulent Transactions

If you believe your donation was made fraudulently, please contact your financial institution immediately and notify us at fraud@abiodunchi.org. We will cooperate fully with any investigation.

3.3 Non-Refundable Donations

Except as provided above, all donations are non-refundable. ACHI reserves the right to refuse refund requests made more than 30 days after the donation date or for change of heart.

Note: To request a refund, please email refunds@abiodunchi.org with your name, donation date, amount, and reason for the request.

4. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

4.1 Information Collection

We collect information you provide directly to us, such as when you make a donation, sign up for our newsletter, or contact us. This may include your name, email address, phone number, and payment information (processed by third-party providers).

4.2 Use of Information

We use your information to process donations, communicate with you about our work, and improve our services. We do not sell or rent your personal information to third parties.

4.3 Donor Recognition

Unless you select "anonymous donation," we may publicly acknowledge your donation in our annual report or on our website. You may opt out of recognition at any time by contacting us.

5. Website Use and Conduct

5.1 Permitted Use

You may use our website for lawful purposes related to learning about our organization, making donations, and engaging with our mission. You agree not to:

  • Use the website in any way that violates applicable laws
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of the website
  • Use automated means to access or scrape the website
  • Transmit malicious code or interfere with other users

5.2 Account Security

If you create an account on our website, you are responsible for maintaining the security of your account. Notify us immediately of any unauthorized use.

6. User Content

6.1 Submissions

When you submit comments, testimonials, or other content to our website, you grant ACHI a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display that content for our mission-related purposes.

6.2 Representations

You represent that any content you submit is original and does not violate the rights of any third party. We reserve the right to remove any content at our discretion.

7. Intellectual Property

7.1 Ownership

All content on this website, including text, graphics, logos, images, and software, is the property of ACHI or its content suppliers and is protected by Nigerian and international copyright laws.

7.2 Limited License

You may view, download, and print pages from the website for your personal, non-commercial use, provided you do not remove any copyright notices. You may not reproduce, distribute, or modify our content without written permission.

8. Third-Party Links

Our website may contain links to third-party websites, including payment processors, partners, and social media platforms. ACHI is not responsible for the content or practices of these websites. We encourage you to review their terms and privacy policies.

9. Limitation of Liability

To the maximum extent permitted by law, ACHI and its officers, employees, and volunteers shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our total liability shall not exceed the amount of your most recent donation.

10. Indemnification

You agree to indemnify and hold ACHI harmless from any claims, losses, or damages arising from your violation of these Terms or your use of our website.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Ibadan, Oyo State, Nigeria.

12. Changes to Terms

ACHI reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of our website after changes are posted constitutes your acceptance of the modified Terms. We encourage you to review these Terms periodically.

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